For freelancers & businesses worldwide

Receive payments from Europe. In your wallet. In seconds.

Get a personal or business European IBAN and receive SEPA payments from Europe – automatically paid out as USDC or USDT to your wallet.

Activate your EU IBAN now Building AI agents? Explore agentic payments →

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Do these problems sound familiar to you?

Working globally is easy. Getting paid is not.

Long waiting times

You wait days for your money. International transfers are slow and unpredictable.

Available Balance

0,00 €

240 € pending

SWIFT Transfer + 240 €

✓

Mon

✓

Tue

✓

Wed

✓

Thu

5

Fri

6

Sat

7

Sun

Traditional Bank 🏦

IBAN

DE42 3006 0601 0012 3456 78

Access Denied

No EU residency detected

🇳🇬

Nigeria

Non-EU residence

Blocked

No IBAN issued

No European IBAN

As a foreigner, you often cannot obtain a European IBAN. This makes it more complicated for customers to pay you.

High fees

Fees and exchange rates cost you up to 10% of your money. Part of your payment disappears before it arrives.

Sent

1.000 €

Received

900 €

SWIFT Fee − 35 €

FX Exchange − 65 €

Total lost − 100 €

Our solution

Your access to the European banking system.

Personal & business SEPA IBANs

Receive client payments via SEPA to a personal or business IBAN. No international transfers required.

Your EU-IBAN

Verified

IBAN

DE11 00•• •••• •••• •••• ••

🇪🇺 SEPA

IBAN issued

Ready to receive payments

Active

Keep more of your money

Save up to 90% on standard bank and SWIFT fees. You get more of what was sent to you.

Net received

Invoice sent 1.000 €

Before

SWIFT

900 €

− 100 € fees

After

EurusPay

990 €

− 10 € fees

🎉 +90 € saved per transfer

Money in minutes instead of days

Receive your money in minutes instead of days or weeks. No more long waiting times.

Transfer speed

🏦

SWIFT

⏳ In 7 days

1.000 €

Pending

EurusPay

⚡ Instant

1.000 €

Received

⚡ Transfer in seconds

Get a European IBAN – no matter where you live

Get a European IBAN whether you are a freelancer or run a business outside the EU—subject to verification and availability.

KYC

Verified

🇳🇬

NG

🇧🇷

BR

🇬🇭

GH

🇨🇴

CO

🇰🇪

KE

🇦🇷

AR

🇿🇦

ZA

+

MORE

🌍 Worldwide KYC verification

Get a European IBAN - no matter where you live.

Freelancers in 182 countries, regions, and overseas territories can obtain a personal European IBAN with EurusPay. Business accounts are also available to eligible companies in supported countries.

Agentic AI payments

Your clients pay in EUR.
Your AI agents pay in USDC.

Receive eligible European client payments as USDC, then allocate a budget to AI agents that pay for APIs through x402.

Explore AI agent payments →

From client revenue to agent payments

Client pays your EUR invoice
A familiar SEPA transfer to your business IBAN.
Receive USDC in your business wallet
EurusPay settles approved client payments to your supported wallet.
Allocate an x402 agent budget
Fund a compatible agent wallet for paid API requests.

Your company configures the agent wallet, spending limits and x402 integration separately.

It's that simple

Get your European IBAN in just a few minutes

Get your European IBAN and receive payments from Europe directly in your wallet. Your customer pays via SEPA, and you receive USDC automatically and without delay.

Activate your EU IBAN now

Sign up for free

Create your account in just a few seconds.

Connect wallet and activate IBAN

Connect your wallet and receive your personal or business European IBAN.

Create invoice in euros

Create your invoice and share it with your customer.

Receive payment to your IBAN

Your customer pays as usual via SEPA to your European IBAN.

Receive USDC directly in your wallet

The payment will be converted automatically and paid out immediately.

Your Bridge to Global Stablecoin Payments.

From SEPA to USDT in one seamless step.

① Client pays invoice

② Send to EU-IBAN

③ Swap to USDC

④ Sent to wallet

✓ Transfer complete

Loading map…

USDT

USDC

USD Stablecoins: Digital Dollars for the Modern Economy

A USD stablecoin is a blockchain-based digital asset pegged 1:1 to the U.S. dollar.Combining the stability of fiat currency with the programmability of decentralizedinfrastructure.

Why It's Stable
Unlike Bitcoin or Ethereum,stablecoins are backed by reserves— actual U.S. dollars or equivalentassets held by the issuer —ensuring the peg holds at all times.

Why It Matters for Business
Think of it as instant cash: globalsettlements in minutes, 24/7availability, and a fraction of the costof traditional wire transfers, withoutexposure to crypto volatility.

Spendable via Card
Many crypto platforms offer debit orprepaid cards that let users spendstablecoins. At checkout, stablecoinsare converted automatically, makingit practical for payments without aseparate exchange step.

Built for freelancers and businesses worldwide

“Previously, international transfers took days – now I receive my fees in stablecoins, directly and without any detours. My customers don't notice any difference, but I feel every bit of it.”

Kofi, software developer from Ghana

“I issue my invoice in euros—my customer pays as usual, and I receive stablecoins directly into my wallet. No stress, no waiting, no conversion. That's exactly what I was looking for.”

Mateo, graphic designer from Argentina

93%

faster transactions

2K+

active freelancers

99%

customer satisfaction

5M+

transaction volume

Our prices

Get started for free.
From 1.96% per payment.

PLANS & FEES

Personal EU IBAN WITH AUTO-SWAP

Invoices included

Fee per incoming payment

Multi-Wallet Management

Transaction History

KYC process required

API Access

Starter

0 EUR
per month

1 per month

2.49%

1 Wallet

Limited

Professional

9 EUR
per month

Unlimited

1,96%

5 Wallet

Unlimited

Enterprise

CUSTOM
on request

Unlimited

Custom

Unlimited

Unlimited

FAQ

Solutions by account type

European payment access for individuals and businesses

Choose the payment flow that matches how you work with European clients.

Personal & freelanceEuropean IBAN for non-EU freelancersReceive eligible EUR payments from European clients and settle the resulting value to your approved wallet.Explore personal accounts →BusinessEuropean business IBAN for non-EU companiesGive your company European payment details for eligible client invoices and receive USDC or USDT.Explore business accounts →

View all EurusPay solutions →

For freelancers, companies & non-EU service providers

Get your European IBAN in just a few minutes

Receive payments from Europe directly into your wallet. No EU residence and no traditional bank required.

Activate your EU IBAN now