EUR business payments • USDC or USDT settlement

Receive business payments in USDC or USDT

Let European clients pay genuine company invoices in EUR by SEPA. After receipt, matching and approval, EurusPay converts the payment and sends the resulting USDC or USDT to your compatible business wallet.

Open a business account

Payment flow

€

Client pays EUR

via SEPA transfer

✓

EurusPay handles the flow

subject to verification and compliance

₮

You receive stablecoins

to the supported wallet you provide

The challenge

European customers pay in EUR while your business operates in stablecoins

Your company may use USDC or USDT for international liquidity while European customers still approve supplier invoices and pay from ordinary business bank accounts. Asking those customers to purchase a stablecoin, choose a blockchain network and authorize an on-chain transfer adds steps that many accounts-payable teams cannot support.

Receiving EUR through one provider and converting it through another creates a fragmented record. The invoice, incoming transfer, conversion and wallet payout are held in separate systems, making reconciliation and transaction review harder.

A general foreign bank account does not necessarily solve the problem either. It may introduce international wire fees, correspondent banks and a separate conversion workflow before the company can use the value in its stablecoin treasury.

The EurusPay approach

Connect EUR client payments with USDC or USDT settlement

EurusPay gives eligible companies outside the EU a purpose-built route for genuine European client payments. The company completes business onboarding and KYB verification, adds a compatible company-controlled wallet and receives the approved European beneficiary details, IBAN and payment-reference instructions available to its account.

The company issues a EUR invoice for a documented product or service. The European customer pays by SEPA from its normal bank account and does not need a wallet, exchange account or stablecoin balance.

After the EUR transfer has arrived, been matched to the payment and passed the required checks, EurusPay converts the approved amount and processes the resulting payout as USDC or USDT to the verified compatible business wallet on a supported network.

This is a EUR-to-stablecoin payment flow. EurusPay does not currently accept a direct crypto payment from the customer, provide a general-purpose bank account, hold an unrestricted EUR balance, or execute outgoing supplier payments from the wallet.

Example

Example: a South African agency paid by a French client

A marketing agency incorporated in South Africa invoices a customer in France for €12,000. The invoice contains the agency’s approved European beneficiary name, IBAN and payment reference from its EurusPay business account.

The French customer approves the invoice in EUR and sends a normal SEPA transfer. Its finance team does not purchase USDC or USDT and does not interact with a blockchain.

Once the transfer is received, matched to the invoice and approved for processing, EurusPay converts the eligible amount and sends the resulting USDC or USDT to the agency’s verified compatible company wallet on the selected supported network.

The example is illustrative; actual eligibility, fees and processing depend on the company and transaction.

Create the payment request

Share EUR payment instructions

Receive the supported stablecoin payout

Why it helps

Why businesses receive client payments in USDC or USDT

Familiar EUR payment for customers: European clients pay a conventional supplier invoice through their existing bank and SEPA workflow.
USDC or USDT settlement: Choose an available stablecoin and supported network that fit the company’s approved wallet and treasury policy.
No crypto setup for the payer: The customer does not need an exchange account, wallet, stablecoin balance or blockchain knowledge.
Company-owned payment flow: Keep the invoice issuer, beneficiary, KYB profile and receiving wallet aligned with the same legal entity.
Fewer disconnected steps: Avoid separately collecting EUR, funding an exchange, purchasing stablecoins and withdrawing them to a wallet.
Clearer reconciliation: Connect the genuine invoice, known sender, EUR reference and resulting on-chain payout.
European payment instructions: Give accounts-payable teams the beneficiary name, IBAN and reference they expect for a EUR supplier payment.
Remote business onboarding: Eligible companies in supported non-EU markets can apply online, subject to KYB and transaction approval.

How it works

How to receive business payments in USDC or USDT

Create a business account. Register the legal entity that issues the invoices and will receive the resulting stablecoin payouts.
Complete KYB verification. Provide incorporation, registered-address, representative, director, beneficial-owner and business-activity information as requested.
Add a company-controlled wallet. Select USDC or USDT and use only a token and network supported by both EurusPay and the destination wallet.
Review the approved European payment details. Check the beneficiary name, IBAN, reference format, limits and transaction requirements shown in the account.
Create a genuine EUR invoice or payment request. State the actual customer, product or service, amount, currency and payment terms.
Share the exact SEPA instructions. The customer pays from its normal bank account using the approved beneficiary, amount and reference.
EurusPay matches and reviews the payment. Contracts, invoices, sender information or evidence of the business relationship may be requested.
Receive USDC or USDT. After approval and conversion, EurusPay processes the resulting payout to the verified compatible business wallet.

Before you start

Business eligibility, KYB and payment requirements

Verified legal entity: The business account must belong to the company that issues the invoice. Availability depends on the country, legal form, activity, ownership structure, customers and intended transaction profile.

KYB documentation: EurusPay may request incorporation documents, registered-address evidence, directors, authorised representatives, beneficial owners, ownership information, website, business model and expected payment volumes.

Genuine customer payment: Keep the invoice, contract, customer information and supporting delivery evidence available. Sender, amount, beneficiary and reference must follow the approved instructions.

Compatible company wallet: The destination must support the exact USDC or USDT token and blockchain network selected for the payout. Verify the address because blockchain transfers are generally irreversible.

Rates, fees and risk: Review the applicable conversion information, service fees and expected payout before processing. USDC and USDT carry issuer, reserve, depeg, custody, smart-contract, network and regulatory risks.

EurusPay is not a general-purpose business bank account and does not currently provide bookkeeping, crypto purchases, an expense card or outgoing supplier payments. See the European business IBAN for non-EU companies. Compare receiving EUR payments in USDC and receiving EUR payments in USDT. After settlement, learn how businesses can use USDC or USDT for expenses.

Questions

Business payments in USDC or USDT: FAQ

Can my company receive business payments in USDC or USDT with EurusPay?

Eligible companies can receive approved European client payments through the EurusPay business flow. The customer pays the genuine invoice in EUR by SEPA; after receipt, matching, review and conversion, EurusPay processes the resulting USDC or USDT payout to the verified compatible company wallet.

Does the customer have to pay in USDC or USDT?

No. The customer pays EUR from its ordinary bank account using the approved beneficiary, IBAN and reference. The payer does not need a wallet, exchange account or stablecoin balance.

Does my company need to complete KYB verification?

Yes. The legal entity, representatives, directors, beneficial owners, ownership structure, business activity, customers and expected transactions may need to be verified before payment details or transactions are approved.

Can EurusPay pay suppliers or provide a business expense card?

No. EurusPay currently supports the incoming EUR-to-stablecoin payment flow. Outgoing wallet transfers, cards, fiat payouts and supplier payments are handled separately by the company and compatible third-party providers.

Let European clients pay in EUR and receive USDC or USDT

Open the EurusPay business flow, complete KYB verification and connect genuine European client invoices with stablecoin settlement to your compatible company wallet.